Commercial Finance Solutions for UK Businesses: Property, Growth & Cash Flow Funding
Securing commercial finance shouldn’t feel like a battle – but too often, it does. Endless forms, box-ticking, and people who don’t understand your business or care what you’re trying to build. We’re not here to sell you a product – we’re here to get you what you actually need.
As a whole-of-market commercial finance broker, we’re here to ensure you get the very best deal and terms available. Whether it’s funding to buy property, grow your team, ease cash flow, or just keep the lights on, we’ll find a way. No scripts. No suits. Just proper support from people who’ve got your back.
Commercial Finance UK Packages Available For:
- Buying commercial buildings for new leasehold businesses
- Buying commercial buildings for the purpose of resale
- Refinancing existing leasehold property
- Buying or raising a stake/equity in a commercial property
- Renting out a commercial building over a short/long lease term
Commercial mortgages are among the most robust financing products that Commercial Finance Network offers to businesses and investors. The inherent value that these leasehold financing packages possess is far too important for the overall health of small and medium sized businesses (SMEs) in the UK.
For example, converting a derelict, off-the-map building into a thriving local business serves the freeholder, the leaseholder, the business and the local community itself equally well.
Key Features of Our Commercial Finance Services
- A bright track record of 10+ years in helping businesses secure attractive leasehold mortgages
- A wide spectrum of leasehold finance solutions available, starting from £50,000
- High LTVs and low deposits
- Fast processing of applications, with decisions usually within 24 hours
- Access to a broad range of specialist and responsible commercial lenders
- Consolidated interest rates to suit your requirements best
- Long term commercial mortgages available (From 5 years up to 40 years)
- No hidden fees
- Commercial mortgage available despite adverse credit score
- Live tracking of your application at every stage
Why Leasehold Finance?
Leasehold finance, also known as “commercial finance”, is an important tool for many small to medium sized businesses. Due to high commercial property costs and often limited capital funds available, businesses are invariably unable to own the freehold on prime properties.
What they can do instead is to rent out such properties over long periods – usually decades – so that they effectively own the leasehold over the property, without having to own the land.
Such leasehold transactions are often financed through leasehold mortgages.
Why Commercial Finance Network?
At Commercial Finance Network, leasehold mortgages make up for a significant fraction of finance packages brokered by us every year. With an extensive choice of commercial finance experts on board, we know what it takes to structure your leasehold mortgage application in the most favourable way so that it will interest many commercial mortgage lenders.
“Leasehold mortgages are termed over decades, so you need to be absolutely sure that you’re getting the best deal available – a certainty when you have Commercial Finance Network representing your case to lenders.”
The factors that make our commercial mortgage services among the finest in the UK are:
- We always offer customised commercial finance packages.
- We make sure that once you are matched with a lender, the paperwork goes through seamlessly, and funds are released to you urgently.
- We work with ALL commercial lenders operating across the UK.
- We strive to maintain a warm working relationship with all our clients. Our services are 100% customer-centric.
- Even though our operations stretch all across the UK, we have local presence in all major cities.
FAQs – Commercial Finance
What is commercial finance?
Commercial finance is the funding businesses use to buy property, invest, manage cash flow or simply grow.
It is an umbrella term rather than a single product – it takes in commercial mortgages, bridging, development finance, business loans and asset finance, and the right one really comes down to what you are trying to do.
What's the difference between commercial finance and a commercial mortgage?
A commercial mortgage is just one form of commercial finance – the kind you would use to buy or refinance business premises.
Commercial finance is the wider category, also covering business loans, bridging, development finance and asset finance alongside mortgages.
What can commercial finance be used for?
Almost any legitimate business purpose – buying or refinancing premises, fitting out space, easing cash flow, funding growth or purchasing equipment.
Whatever the requirement, there is usually a lender and a product to match it.
How much can I borrow?
Funding typically starts from £50,000, with no fixed upper limit.
How much you can actually raise comes down to the product, the security or asset behind it, what you can afford, and how the deal stacks up overall.
Can I get commercial finance with bad credit?
Yes – adverse credit does not automatically rule you out.
Many specialist lenders look beyond credit scores at the wider picture, so it is always worth discussing your situation rather than assuming the answer is no.
How long does commercial finance take to arrange?
Indicative terms can often be in your hands within 24 hours, with full completion usually a few weeks behind that.
A lot depends on the type of finance, the lender involved, and how quickly you can get the paperwork over to us.
My bank turned me down - can you still help?
Often, yes. A bank can only offer its own products and tends to stick to rigid criteria.
As a whole-of-market broker, we can take your case to specialist lenders who judge each deal on its own merits, not a tick-box.
Why use a commercial finance broker?
A whole-of-market broker searches the entire lender market for you, not just one bank’s shelf of products.
In practice that gets you better-matched terms, access to lenders you would not find on your own, and one person handling the whole application from first call to completion.
Commercial Finance Solutions on a Deal-by-Deal Basis – Only with Us!
Commercial Finance Network takes immense pride in being among a handful of leasehold mortgage brokers in the UK who offer tailored commercial mortgage solutions to businesses of all sizes. If you are going to be making repayments for decades, it’s in your best interest to find a leasehold finance package that is flexible, affordable and structured around your requirements.
Get in touch with us today to speak with one of our commercial mortgage brokers. As a whole-of-market broker, we work with businesses and property investors across the UK and internationally to find the right funding for you.
Call us on +44 1494 622 111 or email info@cfnuk.com. Commercial Finance Network is authorised and regulated by the Financial Conduct Authority.