UK Development Finance: Funding for Builds and Refurbishments

Fast and Flexible Development Finance for UK Property Projects

Building something new takes more than vision – it takes the right funding at the right time. Development finance is designed to keep your project moving, from buying land to laying the last brick.

At Commercial Finance Network, we don’t believe in one-size-fits-all. We listen, we get to know your plans, and we find funding that actually works for you. Simple, clear and flexible – so you can focus on creating, not worrying about the money.

As a whole-of-market commercial finance broker working with all the property development lenders, we can be certain to find you the best rates and most flexible terms for your project.

UK Property Development Loan

Property Development Loan Available For:

  • Land acquisitions
  • New builds
  • Property refurbishment loan
  • Property development funding
  • Conversions
  • Building development loan
  • Development exit finance
  • Bridging loans for property development
  • Major/minor refurbishments
  • Mixed-use development projects
  • Retail development projects
  • Mortgages for property development
  • Residential development finance
  • Development mortgages

From budding start-ups to established market forces, every business, at one point or another, finds itself in need of better suited commercial properties to accommodate growing needs or expansion plans. At Commercial Finance Network, we specialise in providing the best building development loan options to commercial property developers, businesses and property investors alike.

Whether you plan on refurbishing an existing property as an office space in the city centre or you want to develop a new outstation facility from the ground-up, we help you get the most affordable and hassle-free commercial property development mortgage by combining the best interest rates from our UK-wide network of specialist and licensed lenders.

As a leading whole-of-market development finance broker, we specialise in providing the best development finance packages to commercial property developers, businesses and property investors alike. Whether you plan on refurbishing an existing property as an office space in the city centre, or you want to develop a new building plot from the ground-up, we help you get the most affordable and hassle-free commercial property development mortgage by combining the best interest rates from our UK-wide network of specialist and licensed lenders.

Key Features of Our Development Finance Services

  • Industry-leading services, with an impressive track record of 10+ years
  • We work with ALL the property development lenders
  • Development funding available from as low as £50,000
  • All applications invariably responded to within 24 hours
  • Swift approval and release of funds
  • Development mortgages with flexible and affordable interest rates
  • Best-matched loan terms available to suit your requirements
  • Development finance offers with LTGDV up to 80%
  • All development costs covered
  • Development mortgages available despite adverse credit score
  • No hidden fees

Why Use Property Development Finance?

Property development finance, often referred to as a building development loan, has been one of the most important factors that have fuelled the growth of businesses in the UK since the recession. As businesses grow larger, they require newer, bigger and more suitable properties. From larger warehouses to prime office space in the heart of a city, these needs invariably end up costing more than businesses can afford to pay upfront. That is where a flexible and affordable development mortgage can be of immense help.

Why Commercial Finance Network?

Development finance can be quite tricky to arrange, especially if you have an inexperienced development funding broker on your side. Therefore, it becomes essential to know that your development finance broker has a bright track record of securing the best deals, and that is where Commercial Finance Network stands out.

“We take on all the hassle of securing a development loan for you, so that you can look after your business without distractions.”

Here’s why the commercial development finance broker service from Commercial Finance Network can be the best solution for you:

  • We cover all commercial development projects, from property acquisition to refurbishing.
  • We specialise in securing the most versatile development finance packages for singular as well as mixed-use development projects.
  • We work with a broad range of licensed lenders to make sure that your development project doesn’t fail to take off for the want of funding.
  • We help you secure development mortgages for up to 100% of development expenditure budget.
  • We let you monitor the progress of your development mortgage application live via our state-of-the-art online platform.

Our operations span the entire UK, but rest assured, we will always have an easily accessible local representative to tend to your enquiries and help you through the entire process.

FAQs – Development Finance

What exactly is development finance?

Development finance is short-term funding that pays for buying land and building or refurbishing a property.

You repay it once the project is finished and either sold or refinanced onto a longer-term facility.

How is a property development loan different from a mortgage?

A mortgage buys a completed, habitable property – a property development loan funds the build itself.

It covers buying land, paying builders and meeting construction costs in stages as the project progresses.

Who are the main property development lenders?

They’re specialist banks, private lenders and finance firms that fund property developers.

They’ll want to see a solid development plan, a clear budget, and evidence you can deliver what you propose.

When do I need a building development loan?

You need one when building something new – houses, flats or commercial units – from the ground up.

It keeps the project funded from day one until the building is finished and habitable.

Why bother with property development finance?

Because without it, most development projects stall partway through.

It releases cash in stages exactly when you need it, so you don’t run out of money mid-build.

How do I repay a development loan?

You repay it once the build is complete, either by selling the property or refinancing onto a long-term mortgage.

Interest is usually rolled up rather than paid monthly, which protects your cash flow during the build.

Can I use a bridging loan for property development?

Yes – a bridging loan lets you secure land or property quickly.

You then switch onto development finance or a longer-term loan once the project completes or other funding is in place.

Development finance

Project-Specific Development Finance – Only with Commercial Finance Network

Most development finance brokers furnish off-the-shelf development funding solutions that, more often than not, end up turning into sour deals. It’s in your best interest as a commercial property developer or the business owner to go for a development finance solution tailored specially for your project.

At Commercial Finance Network, we have on board a team of commercial finance brokers and specialists who leave no stone unturned to get you a project-specific, tailor-made development mortgage with the best interest rates.

Don’t settle for a development finance solution that doesn’t work for you. Trust Commercial Finance Network to find you the best deal in the market.

Get in touch with us to speak with one of our Development Finance brokers today.

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