Commercial Finance, Arranged by People You Can Reach
Commercial Finance Network is a whole-of-market broker for property investors, developers and businesses. We are based in Marlow, have worked across the UK since 2017, and give every client a named adviser, a named case manager and a direct line to both.
★★★★★4.9 out of 5from 180 Trustist reviews Read what clients say →
Why Commercial Finance Network Exists
Borrowers who contact us have usually had one of two experiences. A bank said no without saying why, or a quote arrived that looked cheaper than it should be. Either way the useful first step is the same: working out whether the difficulty lies with the deal or with that one lender's appetite.
Daniel Yorke started the company in 2017. He had been a buy-to-let investor since the mid-1990s and, from 2015, refurbished properties, converted them into HMOs and ran his own HMO portfolio in the West Midlands. Along the way he had sat through enough slow, silent broker relationships to know what he wanted instead. His earlier career was in technology for UK banks and insurers, which is why the brokerage treats good software and plain communication as part of the service rather than an extra.
The team works from Marlow in Buckinghamshire, with a second office in London, and speaks to clients across the UK and overseas by phone and video.
Who We Work With
Most enquiries fall into six groups. Choose the closest match and the page behind it explains how lenders look at that kind of borrower.
Property investors and landlords
Single lets, portfolios, HMOs and holiday lets, held personally or in a company.
Buy-to-let mortgages →Developers and refurbishers
Ground-up schemes, conversions and refurbishment, with funding released in stages.
Development finance →Owners of commercial premises
Offices, shops, warehouses and mixed-use buildings, bought or refinanced.
Commercial mortgages →Buyers who need speed
Auction purchases, broken chains and short gaps before a longer loan starts.
Bridging loans →Overseas borrowers
UK property bought from abroad, or with income earned outside the UK.
Expat mortgages →Three Specialist Brands Within the Group
Some clients are better served by a team that does one thing all day. Commercial Finance Network therefore runs three focused brands, each drawing on the same lender panel and the same standard of service.
Mortgages on UK property for expats, foreign nationals and British citizens living abroad, including income in other currencies.
Visit Expat Mortgages UK
Residential and buy-to-let mortgages for first-time buyers, home movers, remortgagers, landlords and the self-employed.
Visit UK Mortgage Broker
Mortgages for buying or refinancing holiday lets and short-stay properties in the UK, held personally or through a limited company.
Visit Holiday Let MortgagesWhere a case crosses over, such as a landlord living overseas or an investor adding a holiday let, the brands work together so you speak to one coordinated team.
What Whole of Market Means in Practice
Lender rules differ at almost every desk. One funder will take a part-let building that another will not look at, and a third will move faster but charge more for it. We keep no list of favourites. The panel runs to around 350 lenders, from banks to challenger and specialist funders, and the recommendation is whichever one fits the borrower and the deal.
The lender pays us a commission when a loan completes, and which one does makes no difference to what we put in front of you. How that works, and any fee we charge, is explained before you agree to anything.
How a Case Moves from Enquiry to Funds
The first conversation
Tell us the property, the purpose, the borrower and the deadline. We say what looks realistic and what does not, and there is no charge for that.
Choosing lenders
Your case is compared with lender criteria and narrowed to the few that suit it. You see the rates and fees, along with the compromise attached to each.
Application and valuation
We send in one complete application, then deal with the valuer, the lender's questions and the solicitors for you.
Funds and afterwards
We stay on the case through completion, and the file stays open for your next purchase or refinance.
See Where Your Case Stands at Any Hour
Every application runs through WiiN, our online client portal. Documents, lender messages and stage updates appear there as they happen, day or night, so you do not need to ring to find out what is going on.
When you would rather talk, your case manager picks up the phone.
The People You Will Deal With
Daniel Yorke, Founder
Daniel spent the years from the late 1990s to 2015 on the technology side of UK financial services, selling to and advising banks and insurers. Alongside that he has been a buy-to-let investor since the mid-1990s, and from 2015 he refurbished properties, converted them into HMOs and ran his own HMO portfolio in the West Midlands. The service he received from brokers over those years is what led him to open his own in 2017.
Advisers and case managers
Every client is paired with an adviser and a case manager.
Where to Find Us
Clients are served throughout the UK, and from overseas by phone and video.
Also useful
Regulation and Remuneration
Commercial Finance Network is a trading name of Commercial Finance Network Corporation Ltd, company number 11074932, directly authorised and regulated by the Financial Conduct Authority, firm reference 796413. The FCA does not regulate some forms of buy-to-let, overseas and commercial finance. We are a broker and not a lender, and we receive commission from the lenders we place business with. ICO registration ZA302277.
About Us FAQs
Who is behind Commercial Finance Network?
Commercial Finance Network is a commercial finance broker that opened in 2017 and was founded by Daniel Yorke.
It is directly authorised and regulated by the Financial Conduct Authority, firm reference 796413, with its head office in Marlow, Buckinghamshire.
Do you only arrange commercial mortgages?
No, commercial mortgages are one part of the work.
We also arrange bridging, development and refurbishment finance, buy-to-let and HMO loans, second charges, business loans, asset finance and invoice finance, along with some residential cases.
Will I deal with the same people throughout?
Yes, you have a named adviser and a case manager from the first call until completion.
WiiN shows every stage whenever you want to check.
How does Commercial Finance Network get paid?
The lender may pay us a commission when your loan completes.
We explain how that works, and any fee we charge, before you commit to anything. The first conversation costs nothing.
Can you help if another lender has already said no?
Often, because a decline reflects one lender’s criteria and nothing wider.
We review why the case did not fit, then approach lenders whose rules suit it better.
Tell Us About Your Deal
Phone +44 1494 622 111, email info@cfnuk.com or use the contact page, and a specialist will call you back. Advice is free and there is no obligation.
Commercial Finance Network works with property investors, developers and businesses across the UK and internationally. We are directly authorised and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
