Buy to Let

It used to be against the law to make buildings energy-efficient, but now property investors see it as a good investment. Landlords and property developers in the UK want to raise a property’s Energy Performance Certificate (EPC) rating. This will not only help the environment, but it will also help them secure better loan terms, […]

Commercial buy-to-let mortgages help property investors purchase buildings for business tenants to rent. These specialised loans work differently from residential buy-to-let mortgages and require careful consideration before making an investment decision. Commercial BTL mortgages need a deposit of at least 20-25% of the property value, with better interest rates available for larger deposits. Many landlords […]

Paragon Bank has launched a range of buy-to-let mortgages with lower interest rates for energy efficient properties. The 80% LTV mortgages charge a market-leading 3.99% interest, fixed for five years, exclusively for rental properties which earn an energy performance certificate (EPC) of A to C. The loans can be used for the purchase and remortgages […]

New research has identified Liverpool as one of the best places in the UK for buy-to-let investors, with yields as high as 10.30%. The findings are from analysis by Mojo Mortgages using the UK Land Registry, Zoopla, On The Market and property data portal, PropertyData.co.uk in a bid to find where the current investment hotspots […]

Nationwide has extended its repayment holidays to cover buy-to-let mortgages. The Housing Secretary and Prime Minister have both outlined plans to protect landlords and tenants against the impact of the coronavirus pandemic. Henry Jordan, Nationwide’s director of mortgages, said: “As the UK’s second largest buy-to-let mortgage provider we feel it is important to extend protection […]

Landlords are fearful the buy-to-let sector will be used as a political football in the upcoming election, with politicians competing with pledges that could “end the market”. A number of mortgage brokers said they have been contacted by their landlord clients with concerns about a Labour majority government and its potential ‘right to buy’ scheme. […]

Many landlords are employed in business or professions; private renting is an additional income, perhaps to provide an income in older age, so I am fully aware that many have successful additional careers. But if the main income source was from a business they were running themselves, would they survive if they used the same […]

Finding the right sort of property to rent can be a bewlidering time for many when faced with the choice of buy-to-let or build-to-rent or some other jargon-filled combination. However new research suggests the build-to-rent market will emerge victor and soon account for a third of the private rental market. But many believe the government’s […]

The number of UK buy-to-let investors in the market reached 2.5 million in the latest tax year, an increase of 5% year-on-year, research by London estate agent ludlowthompson has found. The number of investors in the market increased by 27% in the past five years, up from 1.97 million in 2011. Stephen Ludlow, chairman at […]

A Crawley buy to let property investor has been fined after being found guilty of illegal eviction, having discarded his tenants possessions and changed the locks of her rental property. Mitesh Patel, 44, of Chanctonbury Way, Southgate, Crawley, was fined £1,700 for his offence. He had dumped the possessions of his tenants, a couple he […]